How Much Does it Cost to Join a Credit Union?

Being a credit union member doesn’t “cost” anything. But there are deposit account minimums to be met.

Becoming a member of a credit union usually requires a small deposit of $5 – $25. The amount needed for deposit varies so check with your local credit union.

If your account falls below the amount needed, you may lose your membership status. Make sure you understand this rule at the credit union you’re applying to.


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