That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative, where some borrow while others save, and all benefit with lower loan rates, higher savings rates and reduced fees. We're here to serve you, not to generate a profit for outside stockholders. And we'll never forget that it's our members who keep us in business. As a credit union member, you're an important part of this cooperative effort. Our purpose is to help you and your family achieve and maintain financial well being. We'd like to help you make your financial goals and dreams reality.