Like all credit unions, 1st Choice Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder or an owner of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings. We are owned and operated by our members. We exist solely for the purpose of serving our members' best interests. Today 1st Choice Credit Union serves several Select Employee Groups.