We are a member owned financial institution that treats its members with respect and absolute concern for their needs while applying a personable touch. We take great pride in our goal – set forth to give “Our Members” the tools to be economically independent – by helping them learn ways to save and educating them to borrow “smart “ – with understanding about values and rates. We are also focused on investing in our Youth within the school systems by educating them through a Financial Reality Fair which will be sponsored by Alabama River Credit Union.