Once you become a member of the credit union, your immediate family members become eligible to enjoy lifetime membership at Altamaha Federal Credit Union. Eligible family members include those related by blood, marriage or adoption. NOT FOR PROFIT, NOT FOR CHARITY, BUT FOR SERVICE In credit unions, members are owners not just “customers.” Members control their credit unions; each member has one vote. Only members can use their services. Credit unions’ volunteer representatives serve on the Board of Directors and Supervisory Committee. Credit unions are nonprofit – surplus funds returns to members as dividends, reduced loan rates and service improvement. Credit unions help member gain economic independence, no matter their income, and educate their members in finance and current events. Credit union cooperate with each other, worldwide, out of concern for their members.