AOD Federal Credit Union's 65 years of service and experience has positioned the credit union to become one of the largest and most stable credit unions in the state. Our Mission Statement, Working Vision Statement, and Organizational Values all reflect this. In summary, AOD Federal Credit Union is a financial cooperative-owned entirely by our members-and operated exclusively for their benefit. Each member has a voice in selecting the board of directors. Just like a shareholder, each member receives earnings in the form of low interest rates on loans, high dividends on savings, and a large variety of financial services.