Atlantic Federal Credit Union has been open since 1935. It's the 11th largest credit union in New Jersey with assets totaling $235.22 Million and providing banking services to more than 18,000 members. Membership: The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services. Membership is also open to immediate family of current members.