Bay Credit Union was established in August of 1952 as International Paper Employees Federal Credit Union. In 1976 the name was changed to Bay County Industrial Credit Union to more adequately reflect the expanded membership. Again in 1987 the name was changed to Bay Credit Union when our field of membership was opened to virtually all residents of Bay County. In 2016 we expanded our field of membership to include anyone who lives or works in Bay, Gulf, Jackson, Walton, and Washington counties in Florida. Our mission at Bay Credit Union is simply stated but a challenge to accomplish!