Cha-Tel Federal Credit Union was organized and received its Federal charter on November 18, 1963. Since that time we have grown to over 10 million in assets and over 2,100 in membership. When you become a credit union member, you become one of its owners. You help to elect the officers and you are eligible to serve the membership as a volunteer. You can play an active role in guiding your credit union. It's easy to join the credit union. All you need to do is complete a membership account application card, submit copies of required identification (as defined by the USA Patroit Act), and deposit a minimum of $25.00 in a primary share account. This entitles you to the many products and services offered by Cha-Tel Federal credit union.