Crossroads Credit Union opened for business as Crossroads Federal Credit Union in February of 1950, with the first deposit of $25 being made by Crossroads Coop Association, making it the first member. On June 27, 2006 Crossroads changed their charter from a federally chartered credit union to a state chartered credit union which brought a name change, dropping the Federal from the name and becoming simply Crossroads Credit Union. It also opened up the membership to a tri-county area.