ince its inception in 2000 the Effingham Highway Credit Union has been serving its members in the Effingham, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ronni Turner, the Effingham Highway CU has grown its membership to over 1,065 with assets of more than $5,232,421. They have a main office and 1 branch offices.