What inspires the passion and loyalty of EM Federal Credit Union members? It could be our incredibly low rates on auto and motorcycle loans or the outstanding personal customer service when you walk in the front door. The answer is simple. We offer dynamic services and financial resources that give you something to cheer about. The absolute truth in savings – nothing compares to the secure feeling of saving money. That’s just what a savings from EM Federal Credit Union can do for you. Our savings account allows you to earn a high rate – and have access to your money when you need it.