Gather FCU is governed by a Board of Directors that establishes and reviews policy. The Directors are credit union members who are elected by the membership and serve without pay. Every member has one vote, regardless of how much he or she has on deposit. At the credit union, there is no select group of shareholders that profits more than anyone else. All members profit — individually and collectively. Gather FCU is federally-chartered and is organized under strict regulatory laws that are monitored and enforced by the National Credit Union Administration, an agency of the U.S. Government. The NCUA insures each member savings for up to $250,000 and member IRAs up to an additional $250,000.