Guardians Credit Union was organized in 1953 to serve our members' financial needs. As a credit union, we operate as a not-for-profit financial cooperative that encourages thrift by providing loans at fair and reasonable rates, paying competitive dividends on savings products and implementing fewer service fees for overall account maintenance. Instead of being run by stockholders, we are owned and operated by our members. Each member owns an equal share regardless of his or her account balance. The Board of Directors and other volunteer committees are chosen and staffed by our members. Our goal is simple—not just to meet, but to exceed our members' expectations in servicing all their financial needs.