As a full-service financial institution, Gulf Winds Credit Union provides a wide range of accounts and banking services designed to help members live their best financial lives. Gulf Winds Downtown Branch Grand Opening In other words, banking with Gulf Winds isn’t just banking; it’s a relationship developed by helping you live life on your own terms. We care about the things that matter to you – that first car, college tuition, weddings, homes, retirement – all the dreams and responsibilities that fill your life. As a non-profit credit union, we focus on finding banking solutions that empower you to build the best financial life for you and your family. Bottom-line: We work to help members, banks make profits for shareholders. And that difference is huge. Unlike banks, at Gulf Winds, our members are owners – people just like you who want to save money, get a loan, and make their financial life easy. Every member owns an equal “share” in Gulf Winds, regardless of how much money they have in their account. As a non-profit, our earnings directly benefit you in the form of higher savings rates, better loan rates and lower fees. This isn’t a newfangled idea; for more than 100 years credit unions have been serving people who simply want a place to bank that isn’t, well, a bank.