The HMC (N.J.) Federal Credit Union, established in 1978, is a cooperative organization owned entirely by its members and operated for the benefit of all who belong. Like all Credit Unions, the HMC (N.J.) Federal Credit Union is a not-for-profit organization. The members’ deposits provide funding for other members who need loans. Repayment of these loans generate income to pay dividends on savings and to pay operating expenses. This is the long standing philosophy of Credit Unions in action, “People Helping People”. The HMC Credit Union was founded to serve employees of The Hunterdon Healthcare System.
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