Credit unions are member-owned, member-governed cooperative movement. Credit unions are guided by a Board of Directors, which is elected by the membership. Each member has an equal voting right. Unlike banks, credit unions return their profits to their members in the form of better rates and additional services. We offer many of the same services as a bank, many times at a more competitive rate. We strive to become your primary financial institution. Federal Deposit Insurance up to $250,000 by the NCUA. Our Credit Union maintains sound business practices and a safe secure financial network where members can be assured that their personal information is protected.