Our mission is to provide the best possible service to our members. We are a not-for-profit financial cooperative. We exist to serve our members, not to make a profit. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees. By pooling the financial resources of each member, the credit union serves the financial needs of all members and positions them to be more contributing members of the communities where they live and work.