Like all credit unions, MidSouth Community Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder, or an owner, of a very unique financial institution. At MidSouth Community Federal Credit Union, you’ll appreciate the difference in ownership. Unlike other financial institutions, we have no stockholders. Instead, MidSouth Community FCU exists solely for the benefit of you, our member-owners, and we return the profits to you in the form of higher dividends, lower loan rates, and reduced fees. Beginning a relationship will provide you with a lifetime of benefits. MidSouth Community FCU is open to anyone who works, lives, worships, or attends school in these Middle Georgia counties: Bibb, Baldwin, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.