Muncie School Employees Federal Credit Union was chartered in 1935 to serve Muncie Community Schools. In 1999 we shortened our name to Muncie Federal Credit Union. On August 7, 1998 The Credit Union Membership Access Act was signed into law, allowing employees of companies too small to start their own credit unions to have the opportunity to join existing credit unions. As of January 2005 Muncie Federal Credit Union became a community charter. Anyone who lives, works, worships, or goes to school in Delaware County is eligible to apply to join Muncie Federal Credit Union.