Since its inception in 1983 the N.i.c.e. Federal Credit Union has been serving its members in the SAINT CHARLES, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carla Santschi, the N.i.c.e. FCU has grown its membership to over 373 with assets of more than $1,541,857. They have a main office and 1 branch offices.