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Pinnacle Credit Union was founded in 1926 under the name Atlanta Teachers Credit Union. We are currently the second oldest credit union in the state of Georgia. Since opening we have grown into a full-service financial institution. Like other credit unions, Pinnacle is a not-for-profit organization; meaning profits are returned to members in the form of better rates on savings, lower interest rates on loans and fewer fees. The credit union is owned by its members and led by the board of directors that is formed from the membership. Credit unions began back in 1852 in Germany as a not-for-profit financial cooperative. Since then they have continued with a cooperative identity of “based on the values of self-help, self-responsibility, democracy, equality, equity and solidarity. In the tradition of their founders, co-operative members believe in the ethical values of honesty, openness, social responsibility and caring for others.” (International Co-operative Alliance definition)