South Carolina Federal Credit Union offers a full range of financial services including savings and investments, checking, credit cards and loans. Our team's entire focus is on personally providing the products, services, tools and forward thinking that allow members to focus on making their lives more satisfying. Credit union membership is ownership. We are not-for-profit and exist only for the financial benefit of our membership. As a result, South Carolina Federal is able to pay competitive dividends on savings and offer attractive interest rates on loans. As a federally chartered credit union, organized under strict regulatory laws, our operations are monitored and enforced by the National Credit Union Administration, an agency of the U.S. Government. Your deposits are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA).