As a member-owned financial cooperative, we exist to serve our membership. In many ways, we resemble a bank, offering the same services like checking, savings, and loans, but we differ in one major way, and that difference is YOU! You are not a customer; You’re a member and an owner of the credit union. So, our profits are returned to members in the form of better rates, lower fees, and enhanced services. We have local decision making, and we strive to deliver exceptional service to our members.