Membership is free to you and your family. Once you join, your family and relatives also are eligible to receive all the same benefits membership has to offer. To become a member you need to open a share savings account with $25.00 which is your par value, or ownership of the credit union. After your savings is open you can take advantage of all the great services your membership has to offer. Since The Catholic Credit Union is a full service credit union, we offer many of the same products you will find at other financial institutions without all the costly fees. Since we don't have to generate a profit for shareholders, we can return our earnings to you in the form of higher dividend rates on deposits, lower loan rates and fewer fees and costs.