Organized in 1965, the Town of Palm Beach Federal Credit Union is a not-for-profit cooperative financial institution, owned by our members. Each member has one vote in elections, which are held annually in order to select members to serve on the Board of Directors. Once you join the Credit Union, you may remain a member for life, even if you leave your present job, retire, or move out of the area. Remember, "Once a member, always a member"!