University Credit Union operates as a member owned, not-for-profit, cooperative financial institution that is governed by a volunteer Board of Directors and a volunteer Supervisory Committee. Credit Unions are the only democratically controlled financial institutions in the United States and operate with the philosophies, “Not for Profit, Not for Charity, But for Service” and “People Helping People.” University Credit Union is in business to provide the best possible financial services to its members at low cost with favorable rates and overall financial assistance while in constant pursuit of World Class Member Service.