The mission of the Urbana Municipal Employees Credit Union is to provide a member owned financial institution to encourage thrift among its members and create a source of credit at a reasonable rate of interest. The Urbana Municipal Employees Credit Union will provide members with the opportunity of borrowing money while at the same time saving money. The profit earned by the Credit Union goes back to the members in the form of dividends, thereby further reducing the interest paid on any loans one may have.