Like people, not all financial institutions are alike. People like you look for better alternatives to managing their money. U. S. Postal Service Federal Credit Union (USPS FCU) offers you an option. You can choose to eliminate high-interest loans and high fees by choosing to join our Credit Union. U. S. Postal Service Federal Credit Union is uniquely different from a bank, finance company, Savings & Loan, or Thrift. Once you join, you'll be immediately eligible for our low or no-fee financial services, lower interest rates for loans, and higher yields on investment and savings accounts, plus outstanding member services and the attention you deserve.