Credit Union members need to maintain a minimum balance of $25 in their share account to remain a member and to be paid dividends. Minors less than 18 may open an account for $5 and have six (6) months to bring that account to the $25 minimum. No dividends will be paid until they reach the $25 minimum share. Accounts below the $25 membership with no activity for one year or accounts that are dormant (accounts where mail is un-deliverable by the Post Office for nine months), will be assessed a $5 fee per month.