As a member-owned, not for profit financial cooperative, White Sands Federal Credit Union is committed to our members. We are dedicated to upholding our fundamental responsibility to actively serve our members and the communities in which they live. White Sands Federal Credit Union spans two states and four communities, and in keeping with our principal of "Not for profit, not for charity, but for service," we offer competitively priced products and services to our diverse membership. White Sands Federal Credit Union Membership makes a difference in how you do your banking. As a member of White Sands Federal Credit Union, you become a shareholder of the organization. This entitles you to profit sharing in the form of dividends.