Credit Unions in Rhode Island
Rhode Island has 16 credit unions serving members across 17 cities and 5 counties. Most offer auto loans (15), checking accounts (14), and online banking (12).
Every credit union below is federally insured by the NCUA. Click any credit union to see membership eligibility, services offered, branch locations, and how to apply.
Browse credit unions in this state by 17 cities, 5 counties, 42 ZIP codes.
Cities with the most credit unions in Rhode Island
- Warwick (6)
- Cranston (4)
- Pawtucket (4)
- Providence (4)
- East Providence (3)
- Woonsocket (3)
- Newport (2)
- Westerly (2)
- Central Falls (1)
- Chepachet (1)
- Cumberland Hill (1)
- Greenville (1)
- Kingston (1)
- Newport East (1)
- Pascoag (1)
Credit unions in nearby states
Looking beyond Rhode Island? Browse credit unions in Connecticut, and Massachusetts.
Largest credit unions in Rhode Island
- Navy Federal Credit Union — 1 branch in Rhode Island
- Navigant Credit Union — 27 branches in Rhode Island
- Coastal 1 Credit Union — 18 branches in Rhode Island
- Merrimack Valley Federal Credit Union — 1 branch in Rhode Island
- Greenwood Credit Union — 2 branches in Rhode Island
Frequently asked questions
How many credit unions are in Rhode Island?
There are 16 credit unions with branches in Rhode Island as of September 2026, serving 17 cities across the state.
Can anyone join a credit union in Rhode Island?
Most credit unions have membership requirements based on where you live, work, worship, or attend school, or on your employer or associations. Many Rhode Island credit unions have broad eligibility. Use Credit Union Match to find one you qualify for.
Are Rhode Island credit unions insured?
Yes. Federally insured credit unions are covered by the NCUA up to $250,000 per member, the same protection level the FDIC provides at banks.