Credit Unions in New York
New York has 307 credit unions serving members across 345 cities and 61 counties. Most offer auto loans (277), checking accounts (253), and online banking (246).
Every credit union below is federally insured by the NCUA. Click any credit union to see membership eligibility, services offered, branch locations, and how to apply.
Browse credit unions in this state by 345 cities, 61 counties.
Cities with the most credit unions in New York
- New York (33)
- Buffalo (19)
- Rochester (16)
- Syracuse (14)
- Cheektowaga (11)
- Albany (9)
- Utica (8)
- Niagara Falls (7)
- Elmira (6)
- Plattsburgh (6)
- Rome (6)
- Webster (6)
- Auburn (5)
- Binghamton (5)
- Lakewood (5)
Credit unions in nearby states
Looking beyond New York? Browse credit unions in Connecticut, Massachusetts, New Jersey, Pennsylvania, and Vermont.
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Frequently asked questions
How many credit unions are in New York?
There are 307 credit unions with branches in New York as of August 2026, serving 345 cities across the state.
Can anyone join a credit union in New York?
Most credit unions have membership requirements based on where you live, work, worship, or attend school, or on your employer or associations. Many New York credit unions have broad eligibility. Use Credit Union Match to find one you qualify for.
Are New York credit unions insured?
Yes. Federally insured credit unions are covered by the NCUA up to $250,000 per member, the same protection level the FDIC provides at banks.