Credit Unions in Texas
Texas has 469 credit unions serving members across 344 cities and 154 counties. Most offer auto loans (468), checking accounts (398), and online banking (402).
Every credit union below is federally insured by the NCUA. Click any credit union to see membership eligibility, services offered, branch locations, and how to apply.
Browse credit unions in this state by 344 cities, 154 counties, 683 ZIP codes.
Cities with the most credit unions in Texas
- Houston (73)
- Frisco (47)
- Austin (24)
- Dallas (24)
- Fort Worth (23)
- San Antonio (21)
- Waco (19)
- Beaumont (14)
- Corpus Christi (14)
- Sugar Land (14)
- Midland (12)
- El Paso (11)
- Irving (11)
- Plano (11)
- Tyler (11)
Credit unions in nearby states
Looking beyond Texas? Browse credit unions in Arkansas, Louisiana, New Mexico, and Oklahoma.
Recommended
Largest credit unions in Texas
- Navy Federal Credit Union — 38 branches in Texas
- Pentagon Federal Credit Union — 10 branches in Texas
- Digital Federal Credit Union — 1 branch in Texas
- Randolph-Brooks Federal Credit Union — 66 branches in Texas
- Security Service Federal Credit Union — 42 branches in Texas
Frequently asked questions
How many credit unions are in Texas?
There are 469 credit unions with branches in Texas as of November 2026, serving 344 cities across the state.
Can anyone join a credit union in Texas?
Most credit unions have membership requirements based on where you live, work, worship, or attend school, or on your employer or associations. Many Texas credit unions have broad eligibility. Use Credit Union Match to find one you qualify for.
Are Texas credit unions insured?
Yes. Federally insured credit unions are covered by the NCUA up to $250,000 per member, the same protection level the FDIC provides at banks.