Appalachian Community Federal Credit Union has been open since 1993. It's the 23rd largest credit union in Tennessee with assets totaling $220.83 Million and providing banking services to more than 17,000 members. Membership: The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services. Membership is also open to immediate family of current members.