Credit Unions in Tennessee

Tennessee has 152 credit unions serving members across 108 cities and 66 counties. Most offer auto loans (152), checking accounts (131), and online banking (131).

Every credit union below is federally insured by the NCUA. Click any credit union to see membership eligibility, services offered, branch locations, and how to apply.

Browse credit unions in this state by 108 cities, 66 counties.

Cities with the most credit unions in Tennessee

Credit unions in nearby states

Looking beyond Tennessee? Browse credit unions in Alabama, Arkansas, Georgia, Kentucky, Mississippi, Missouri, North Carolina, and Virginia.

152 Credit Unions found
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Altra Federal Credit Union

blue_pin_image1600 MADISON ST, CLARKSVILLE, TN 37043
Available services
Checking AccountOnline BankingMobile AppMobile Check DepositDebit CardsAuto LoansMortgage Loans
Not available services
Credit Cards
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Y-12 Federal Credit Union

blue_pin_image501 Lafayette Dr, Oak Ridge, TN 37830
Available services
Checking AccountOnline BankingMobile AppMobile Check DepositDebit CardsAuto LoansMortgage Loans
Not available services
Credit Cards

A.U.B. Employees Credit Union

blue_pin_image100 New Englewood Rd, Athens, TN 37303
Available services
Auto Loans
Not available services
Online BankingMobile AppMobile Check DepositDebit CardsMortgage LoansChecking AccountCredit Cards

Alcoa Municipal Employees Federal Credit Union

blue_pin_image727 Universal St, ALCOA, TN 37701
Available services
Mobile AppAuto Loans
Not available services
Online BankingMobile Check DepositDebit CardsMortgage LoansChecking AccountCredit Cards

Alcoa Tenn Federal Credit Union

blue_pin_image124 N Hall Rd, Alcoa, TN 37701
Available services
Checking AccountOnline BankingMobile AppDebit CardsAuto LoansMortgage Loans
Not available services
Mobile Check DepositCredit Cards

American Airlines Federal Credit Union

blue_pin_imageAAFCU c/o Nashville Post Office Credit Union, 10 Rachel Dr, Nashville, TN 37214
Available services
Checking AccountOnline BankingMobile AppDebit CardsAuto LoansMortgage Loans
Not available services
Mobile Check DepositCredit Cards

American Spirit Federal Credit Union

blue_pin_image5425 E. Raines Rd, Memphis, TN 38115
Available services
Checking AccountOnline BankingDebit CardsCredit CardsAuto LoansMortgage Loans
Not available services
Mobile AppMobile Check Deposit

Appalachian Community Federal Credit Union

blue_pin_image201 E New St, Kingsport, TN 37660
Available services
Checking AccountOnline BankingMobile AppMobile Check DepositDebit CardsAuto LoansMortgage Loans
Not available services
Credit Cards

Appliance Credit Union

blue_pin_image150 Linden Ave SE, CLEVELAND, TN 37311
Available services
Checking AccountOnline BankingDebit CardsAuto Loans
Not available services
Mobile AppMobile Check DepositMortgage LoansCredit Cards

Asbestos Workers Local 14 Federal Credit Union

blue_pin_image2650 Thousand Oaks Blvd, Suite 1120, Memphis, TN 38118
Available services
Auto Loans
Not available services
Online BankingMobile AppMobile Check DepositDebit CardsMortgage LoansChecking AccountCredit Cards

Ascend Federal Credit Union

blue_pin_image520 Airpark Dr, Tullahoma, TN 37388
Available services
Checking AccountOnline BankingMobile AppDebit CardsAuto LoansMortgage Loans
Not available services
Mobile Check DepositCredit Cards

B. M. H. Federal Credit Union

blue_pin_image2305 CHAMBLISS AVE NW, CLEVELAND, TN 37311
Available services
Mobile AppAuto Loans
Not available services
Online BankingMobile Check DepositDebit CardsMortgage LoansChecking AccountCredit Cards

BASF Chattanooga Federal Credit Union

blue_pin_image2120 Polymer Dr, Chattanooga, TN 37421
Available services
Online BankingAuto Loans
Not available services
Mobile AppMobile Check DepositDebit CardsMortgage LoansChecking AccountCredit Cards

BCBST Employees Credit Union

blue_pin_image1 Cameron Hill Cir, Chattanooga, TN 37402
Available services
Checking AccountOnline BankingDebit CardsAuto Loans
Not available services
Mobile AppMobile Check DepositMortgage LoansCredit Cards

Beacon Financial Credit Union

blue_pin_image400 N State of Franklin Rd, Johnson City, TN 37604
Available services
Checking AccountOnline BankingMobile AppDebit CardsAuto Loans
Not available services
Mobile Check DepositMortgage LoansCredit Cards

Bowater Employees Credit Union

blue_pin_image5123 Highway 11 S, Calhoun, TN 37309
Available services
Checking AccountOnline BankingMobile AppDebit CardsCredit CardsAuto LoansMortgage Loans
Not available services
Mobile Check Deposit

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Frequently asked questions

How many credit unions are in Tennessee?

There are 152 credit unions with branches in Tennessee as of August 2026, serving 108 cities across the state.

Can anyone join a credit union in Tennessee?

Most credit unions have membership requirements based on where you live, work, worship, or attend school, or on your employer or associations. Many Tennessee credit unions have broad eligibility. Use Credit Union Match to find one you qualify for.

Are Tennessee credit unions insured?

Yes. Federally insured credit unions are covered by the NCUA up to $250,000 per member, the same protection level the FDIC provides at banks.