Credit Unions in Kentucky
Kentucky has 65 credit unions serving members across 70 cities and 52 counties. Most offer auto loans (65), checking accounts (62), and online banking (61).
Every credit union below is federally insured by the NCUA. Click any credit union to see membership eligibility, services offered, branch locations, and how to apply.
Browse credit unions in this state by 70 cities, 52 counties, 110 ZIP codes.
Cities with the most credit unions in Kentucky
- Lexington (12)
- Louisville (11)
- Jeffersontown (7)
- Bowling Green (5)
- Florence (5)
- Owensboro (5)
- Ashland (4)
- Middletown (4)
- Glasgow (3)
- Henderson (3)
- Lyndon (3)
- Madisonville (3)
- Nicholasville (3)
- Paducah (3)
- Bardstown (2)
Credit unions in nearby states
Looking beyond Kentucky? Browse credit unions in Illinois, Indiana, Missouri, Ohio, Tennessee, Virginia, and West Virginia.
Recommended
Largest credit unions in Kentucky
- Navy Federal Credit Union — 3 branches in Kentucky
- Delta Community Credit Union — 1 branch in Kentucky
- UNIFY Financial Credit Union — 2 branches in Kentucky
- Liberty Federal Credit Union — 11 branches in Kentucky
- General Electric Credit Union — 2 branches in Kentucky
Frequently asked questions
How many credit unions are in Kentucky?
There are 65 credit unions with branches in Kentucky as of September 2026, serving 70 cities across the state.
Can anyone join a credit union in Kentucky?
Most credit unions have membership requirements based on where you live, work, worship, or attend school, or on your employer or associations. Many Kentucky credit unions have broad eligibility. Use Credit Union Match to find one you qualify for.
Are Kentucky credit unions insured?
Yes. Federally insured credit unions are covered by the NCUA up to $250,000 per member, the same protection level the FDIC provides at banks.