Credit Unions in North Carolina
North Carolina has 94 credit unions serving members across 182 cities and 100 counties. Most offer auto loans (93), checking accounts (89), and online banking (83).
Every credit union below is federally insured by the NCUA. Click any credit union to see membership eligibility, services offered, branch locations, and how to apply.
Browse credit unions in this state by 182 cities, 100 counties.
Cities with the most credit unions in North Carolina
- Charlotte (25)
- Greensboro (17)
- Raleigh (13)
- Asheville (10)
- Durham (10)
- Goldsboro (10)
- Winston-Salem (9)
- Hickory (8)
- Wilmington (8)
- Fayetteville (7)
- Burlington (6)
- Cary (6)
- Gastonia (6)
- Greenville (6)
- High Point (6)
Credit unions in nearby states
Looking beyond North Carolina? Browse credit unions in Georgia, South Carolina, Tennessee, and Virginia.
Recommended
Frequently asked questions
How many credit unions are in North Carolina?
There are 94 credit unions with branches in North Carolina as of August 2026, serving 182 cities across the state.
Can anyone join a credit union in North Carolina?
Most credit unions have membership requirements based on where you live, work, worship, or attend school, or on your employer or associations. Many North Carolina credit unions have broad eligibility. Use Credit Union Match to find one you qualify for.
Are North Carolina credit unions insured?
Yes. Federally insured credit unions are covered by the NCUA up to $250,000 per member, the same protection level the FDIC provides at banks.