In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years. AFECU purchased the building it currently operates from in January 2011. Shortly after that, CDs and money markets became available to our members. On October 1, 2011, AFECU changed its charter to a Federal community charter for Pontotoc, Coal, Johnston, Garvin, and Murray counties. With this change in the charter, AFECU was renamed to Arbuckle Federal Credit Union (AFCU) to represent some of the natural wonders of the counties AFCU represents. You can see our specific field of membership requirements on the “Join” tab of our website. Checking accounts with debit cards was added in July 2012 along with AFCU’s first ATM.