The Belton Federal Credit Union is a member owned and operated credit union serving over 850 members. The membership elects a Board of Directors each January at the annual meeting that determines operating procedures, loan policies, and sets rates for loans and deposits. The Board also appoints a Supervisory Committee to oversee operations of the Board. As well, BFCU is audited yearly by an examiner from the National Credit Union Association (NCUA) and an independent auditor hired by BFCU to ensure the security of funds and the propriety of operation.