Capital Credit Union, originally chartered in North Dakota in 1936, is a not-for-profit financial cooperative owned by each of its more than 30,000 members and overseen by a member-elected board of directors. Capital Credit Union returns profits to each member through fewer and lower fees, lower loan interest rates and higher savings interest rates. Savings, checking, loan, credit/debit card, and many other financial services and education are offered by Capital Credit Union to member individuals, businesses and other organizations located within a 75-mile radius of Bismarck, Hazen or Fargo, or a 50-mile radius of Beulah or New Salem.