Credit Unions in North Dakota
North Dakota has 35 credit unions serving members across 65 cities and 40 counties. Most offer auto loans (35), checking accounts (31), and online banking (32).
Every credit union below is federally insured by the NCUA. Click any credit union to see membership eligibility, services offered, branch locations, and how to apply.
Browse credit unions in this state by 65 cities, 40 counties, 71 ZIP codes.
Cities with the most credit unions in North Dakota
- Fargo (12)
- Grand Forks (8)
- Minot (7)
- Bismarck (4)
- Devils Lake (2)
- Mandan (2)
- West Fargo (2)
- Ashley (1)
- Beach (1)
- Bottineau (1)
- Bowman (1)
- Butte (1)
- Carrington (1)
- Cavalier (1)
- Dickinson (1)
Credit unions in nearby states
Looking beyond North Dakota? Browse credit unions in Minnesota, Montana, and South Dakota.
Largest credit unions in North Dakota
- Service Federal Credit Union — 1 branch in North Dakota
- Magnifi Financial Credit Union — 2 branches in North Dakota
- Credit Union 1 — 1 branch in North Dakota
- Deere Employees Credit Union — 3 branches in North Dakota
- First Community Credit Union — 24 branches in North Dakota
Frequently asked questions
How many credit unions are in North Dakota?
There are 35 credit unions with branches in North Dakota as of September 2026, serving 65 cities across the state.
Can anyone join a credit union in North Dakota?
Most credit unions have membership requirements based on where you live, work, worship, or attend school, or on your employer or associations. Many North Dakota credit unions have broad eligibility. Use Credit Union Match to find one you qualify for.
Are North Dakota credit unions insured?
Yes. Federally insured credit unions are covered by the NCUA up to $250,000 per member, the same protection level the FDIC provides at banks.