Carolina Trust Federal Credit Union has been open since 1958. It's the 14th largest credit union in South Carolina with assets totaling $245.62 Million and providing banking services to more than 41,000 members. Membership: The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services. Membership is also open to immediate family of current members.