It was started by a small group of employees of St. Elizabeth Hospital in Covington, Kentucky. These few saw a need for a credit union that would serve the employees of the hospital. In 1978, St. Elizabeth’s South Unit was built in Edgewood, Kentucky and the hospital became St. Elizabeth Medical Center. As the South Unit grew, so did the credit union. In 1989, the credit union moved its main office to the South Unit in Edgewood, but maintained a branch office in the Covington hospital.