A small group of educators with $856 in assets founded Extra Credit Union in 1954. The teachers actually operated the credit union in an unused high school classroom. Through a commitment to education, community and service, Extra Credit Union grew, and today, has more than 20,000 members and $221 million in assets. As the only credit union in Southeast Michigan to offer a certified K-12 financial curriculum, we provide hands-on learning, financial fundamentals and customized services to help students make good financial decisions. We support our teachers with many different opportunities, as well. Your membership helps support these essential school programs.