Credit Unions in Michigan
Michigan has 217 credit unions serving members across 291 cities and 81 counties. Most offer auto loans (217), checking accounts (209), and online banking (207).
Every credit union below is federally insured by the NCUA. Click any credit union to see membership eligibility, services offered, branch locations, and how to apply.
Browse credit unions in this state by 291 cities, 81 counties, 450 ZIP codes.
Cities with the most credit unions in Michigan
- Troy (22)
- Detroit (17)
- Flint (15)
- Warren (14)
- Livonia (13)
- Sterling Heights (12)
- Wyoming (12)
- Muskegon (11)
- Portage (10)
- Grand Rapids (9)
- Lansing (9)
- Farmington Hills (8)
- Kalamazoo (8)
- Kentwood (8)
- Royal Oak (8)
Credit unions in nearby states
Looking beyond Michigan? Browse credit unions in Indiana, Ohio, and Wisconsin.
Recommended
Largest credit unions in Michigan
- Navy Federal Credit Union — 1 branch in Michigan
- Wings Credit Union — 1 branch in Michigan
- Lake Michigan Credit Union — 57 branches in Michigan
- UNIFY Financial Credit Union — 2 branches in Michigan
- Michigan State University Federal Credit Union — 27 branches in Michigan
Frequently asked questions
How many credit unions are in Michigan?
There are 217 credit unions with branches in Michigan as of September 2026, serving 291 cities across the state.
Can anyone join a credit union in Michigan?
Most credit unions have membership requirements based on where you live, work, worship, or attend school, or on your employer or associations. Many Michigan credit unions have broad eligibility. Use Credit Union Match to find one you qualify for.
Are Michigan credit unions insured?
Yes. Federally insured credit unions are covered by the NCUA up to $250,000 per member, the same protection level the FDIC provides at banks.