As a credit union, LMCU is a nonprofit institution, owned by its members. We have no corporate stock holders. We are accountable directly to our members, and they directly share in our success – benefitting from lower and fewer fees, better savings and checking interest rates, lower cost mortgages and a host of other advantages that simply don’t exist at traditional banks. Among all credit unions nationally with over $3 billion in assets, we rank #1 in asset growth and #1 in Return of Member, with an amazing 99.53% rate.