FCTFCU is a voluntary, nonprofit, cooperative association of individuals sharing a common employment bond as defined by our field of membership. Each member is an owner of the Credit Union and is entitled to a single vote regarding the business of the Credit Union. FCTFCU was chartered in December 1969. The Credit Union was established to provide employees in the Fannin County school districts as well as employees of Fannin County. We also welcome immediate family members of these select employees as a means to save and borrow money.