As a proud not-for-profit, Fortera reinvests in our members and our community. In fact, our sole purpose is to improve lives and provide inspired service that motivates you to make the most of your money. We get excited about sharing advice and have a reputation for finding a way to help you achieve goals in the face of financial obstacles. Credit Union membership is available to anyone who lives, works, worships, or attends school in Montgomery or Stewart counties in Tennessee or Christian, Trigg or Todd counties in Kentucky - it's that simple!