Our name embodies our commitment to help our members navigate their financial lives with financial education, low-fee products and high quality service. Your needs and your best interests guide us. When we design financial products like car loans and mortgages or checking and savings accounts, we maximize their value to you and your financial life. We keep our members in mind too as we deliver our services. That means you can always expect someone to be available and helpful when you call. Since 1934, Four Points has helped members of all ages make wise financial decisions for each of the four financial points in life. From childhood through college and raising a family to retirement and beyond, we apply innovation and insight to help our members grow. Being a virtual credit union with members in all 50 states forced us to innovate early on to meet the needs of our members. We quickly adopted and embraced technologies like electronic signatures and online account opening to make banking simple and convenient for our members.